In a medium-sized pot, bring the water to a boil.
Add the black tea bags or loose black tea to the boiling water.
Reduce the heat to low and add the ginger, cinnamon sticks, cardamom pods, cloves, and black peppercorns to the pot.
Simmer the mixture uncovered for 15-20 minutes to allow the flavors to infuse.
Add the milk to the pot and continue to simmer for a few more minutes.
Remove the pot from the heat and strain the tea into cups or mugs.
If desired, sweeten the tea with your preferred sweetener, such as honey or maple syrup.
Stir well and serve hot.